Optional Student Accident Insurance

Student Accident Insurance for life’s unexpected events.

Dear Parents/Guardians,

Accidents can and do happen! Each year, many families spend thousands of dollars when their children are injured at school, while participating in non-school activities, or at home.

The Catholic District School Board of Eastern Ontario does not provide accident insurance coverage for student injuries that occur on school property or during school activities including extracurricular sports. If a student is injured, parent(s)/guardian(s) are responsible for any costs not covered by the Ontario Health Insurance Plan (OHIP) or their employer’s health care plan.

It’s important to know that most accident-related expenses are not fully covered under OHIP and some expenses like ambulance fees, casts, crutches, physiotherapy and emergency dental care are usually not covered at all. This leaves you, the parent/guardian, financially responsible for these unexpected expenses. Please check with your provider regarding your coverage.

To help protect your family, it is recommended that you consider obtaining student accident insurance which provides coverage for these types of costs. As a convenience to you, the Catholic District School Board of Eastern Ontario has made an arrangement to offer student accident insurance programs through Old Republic Insurance Company of Canada (insuremykids®) and Student Accident Insurance by StudyInsured™. Participation is voluntary but highly recommended and costs are to be paid by the parent(s)/guardian(s). The insurance agreement is between you, the parent(s)/guardian(s) and the insurance underwriter. The program is available for students up to age 26.

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